Important Government Schemes

• Widow Remarriage Incentive Scheme - Launched by Jharkhand
• 2 lakh financial assistance
• MYUVA - Mukhyamantri Yuva Udyami Vikas Abhiyan
• Launched in Uttar Pradesh
• For upliftment of young entrepreneurs
• Provide interest free loans up to 5 lakh
• Indira Gandhi Pyari Behna Sukh Samman Nidhi Yojana
• Launched in Himachal Pradesh
• 1500 per month to every women (age 18 to 60)
• Indiramma housing scheme - Telangana
• 5 lakh + Land for house construction
• Ramlala Darshan scheme - Chattisgarh 
• 20,000 residents per year
• Yogyasree - WB 
• Free training to SC/ST students for competitive exams
• Mahtari Vandana Yojana 2024 - Chattisgarh
• Yuva Nidhi - Karnataka - unemployment assistance
• Odisha launched LABHA (‘Laghu Bana Jatya Drabya Kraya’) a 100% State-funded MSP scheme for minor forest produce
• My School - My Pride - Himachal Pradesh
• Mukhyamantri Mahila Udyamita Scheme - Assam
• Van Mitra Scheme - Haryana
• The Yogi Adityanath govt has announced the launch of 'Mitra Van' as part of Vriksharopan Jan Abhiyan-2024 along the border of Uttar Pradesh and Nepal
• Kerala has launched the ‘Vanikaran’ (afforestation) project to root out invasive plants, especially Senna spectabilis, and restore natural forests
• Mukhyamantri Viswakarma Pension Yojana
• Rajasthan
• Eligible person aged 60 or above
• 2000/- monthly pension
• PM Viswakarma Kaushal Samman (PM VIKAS)
• Covers artisans engaged in 18 trades
• Launched on 17th Sept 2023
• Nodal ministry - MSME
• Allocated budget - 13,000 Cr
• 1st UT to implement this scheme - J&K
• Nand Baba Milk - UP
• Savera scheme - Prayagraj Police
• Mukhyamantri Sampoorna Pushti Yojana - Odisha
• Chief Minister Vayoshree Yojana - Maharashtra
• Griha Adhaar Scheme - Goa
• Mukhyamantri Atmanirbhar Asom Scheme 
• Provide 2 lakh financial assistance
• Bhagwan Birsa Munda Jodaraste Scheme - Maharashtra
• Project cost - 5000 Cr
• Jai Bhim Mukhyamantri Pratibha Vikas Yojana - Delhi
• Free coaching to SC/ST/OBC/EWS students
• Prime Minister Atmanirbhar Swasth Bharat Yojana (PMASBY)
• Renamed as PM – Ayushman Bharat Health Infrastructure Mission (PM-ABHIM)
• Announced on 1st February, 2021, with an outlay of about Rs. 64,180 Cr over 6 years (till FY 25-26)
• Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission for financial inclusion to ensure access to financial services, namely, banking/savings and deposit accounts, remittance, credit, insurance, pension in an affordable manner
• Launched in 2014
• Run by Department of Financial Services, Ministry of Finance
• States with maximum Jan Dhan beneficiaries
• Bihar
• UP
• Tamil Nadu
• Telangana achieved 100% coverage of PMJDY
• Pradhan Mantri Jan Arogya Yojana or PM-JAY
• This scheme was launched on 23rd September, 2018 in Ranchi, Jharkhand by the Ministry of Health and Family Welfare
• Ayushman Bharat PM-JAY is the largest health assurance scheme in the world which aims at providing a health cover of Rs. 5 lakhs per family per year
• Implementation of Pradhan Mantri Jan Arogya Yojana - National Health Authority
• Helps in achieving sustainable development goal (SDG) 3
• Jal Jeevan Mission - 2019
• Nodal Ministry - Ministry of Jal Shakthi
• Aims to provide 55L of tap water to every rural household per capita per day regularly on long term basis by 2024
• In August 2022, Goa and Dadra and Nagar Haveli and Daman and Diu became the first 'Har Ghar Jal' certified State and UT respectively with 100% tap-water access
• 1st NE state to achieve 100% Har Gal Jal status - Arunachal Pradesh
• The Maharashtra state cabinet approved the implementation of the gender-inclusive tourism policy called "Aai" in an effort to empower women in the tourism industry
• Geetha Karmikula Scheme - Telangana
• Insurance scheme for toddy tappers
• Uttarakhand launched the country's first "Resham Keet Bima" program to safeguard its sericulturists
• Chief Minister Single Women Empowerment Self Employment Scheme - Uttarakhand
• Mukhyamantri Sikho Kamao Yojana - Madhya Pradesh
• Schools of Eminence - Project
• Ladli Bahna Scheme - Madhya Pradesh
• 100 days to beat plastic - Delhi
• Electoral Bonds Scheme
• Launched in 2018
• Supreme court declared Electoral Bonds scheme, Amendments of Finance Act 2017, Representation of the People Act 1951, Income Tax Act 1961, Companies Act 2013 unconstitutional
• It violates right to information & freedom of speech and expression - Article 19(1)(A)
• PM-Surya Ghar: Muft Bijli Yojana 
• Free electricity up to 300 units to 1 Cr households
• Total outlay - 75,021 Cr
• Unveiled by PM Modi
• GROW initiative (Greening and Restoration of Wasteland with Agroforestry)
• Launched by NITI Ayog
• To transform 26 million hectares of India's wastelands to agroforestry by 2030
• Rashtriya Udyamita Vikas Yojana
• Under Skill India Mission
• Launched by Dharmendra Pradhan in Sambalpur, Odisha
• PM SVANidhi (PM Street Vendor's AtmaNirbhar Nidhi)
• Central sector scheme launched by the Ministry of Housing and Urban Affairs on 1st June 2020. It is a special micro-credit facility plan to provide affordable loans of up to Rs 10,000 
• Pradhan Mantri Suryodhaya Yojana - To install solar panels in 10 million households
• Ministry of New and Renewable Energy
• Rural Electrification Corporation Limited (REC Limited) will fund 1.2 lakh Cr.
• As of August 2024, Gujarat leads in terms of installed rooftop solar capacity followed by Maharashtra and Rajasthan
• Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN) is an initiative for tribal justice
• Launched on 15th Nov 2023 (Janjatiya Gaurav Diwas)
• Aimed at uplifting Particularly Vulnerable Tribal Groups (PVTGs)
• Total outlay - 24,104 Cr.
• Ministry of Tribal Affairs
• Dhebar Commission established Primitive Tribal Groups (PTGs) 
• In 2006, the Government of India renamed the PTGs as PVTGs
• Odisha has the highest number of PVTGs (15), followed by Andhra Pradesh (12) 
• PVTGs reside in 18 States and one union territory (Andaman) (Total - 75 PVTGs)
• Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
• Launched - 1st Feb 2019
• Central sector scheme (100% funding by central govt)
• Gives farmers ₹6,000 per year in three installments as minimum support price
• Annual budget - ₹700 billion
• Ministry of Agriculture
• The initiative was announced by Piyush Goyal 
• Pradhan Mantri Kisan Urja Suraksha evam Utthan Mahabhiyan (PM-KUSUM) Scheme
• Launched in 2019 by Ministry of New and Renewable Energy (MNRE) 
• The goal is to add 34.8 GW of solar capacity by March 2026
• To develop 30,000MW solar capacity to help farmers
• To decrease dependence on Diesel for irrigation
• To reduce cost of irrigation by use of solar pumps
• Water and energy security in agriculture for farmers
• To reduce pollution
• Prithvi Vigyan
• Ministry of Earth Sciences 
• Overall cost of Rs. 4797 crores
• The PRITHVI scheme encompasses 5 on-going sub-schemes namely:-
• Atmosphere & Climate Research-Modelling Observing Systems & Services (ACROSS)
• Ocean Services, Modelling Application, Resources and Technology (O-SMART)
• Polar Science and Cryosphere Research (PACER)
• Seismology and Geosciences (SAGE)
• Research, Education, Training and Outreach (REACHOUT)
• Indian Forest & Wood Certification Scheme
• Launched by Ministry of Environment, Forests and Climate Change  
• Indian Institute of Forest Management, Bhopal will act as the scheme operating agency
• National Working Plan Code-2023
• Released by the Ministry of Environment, Forest & Climate change for scientific management of forests and evolving new approaches
• Released by Shri. Chandra Prakash Goyal, IFS, Director General of Forests and Special Secretary during the occasion of the ‘World Day to Combat Desertification and Drought’ organized by the Indian Council of Forestry Research and Education (ICFRE) in Dehradun on 17th June 2023
• Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY)
• Food security welfare scheme announced on March 26 2020
• The program is operated by the Department of Food and Public Distribution under the Ministry of Consumer Affairs, Food and Public Distribution
• But the nodal ministry is Ministry of Finance
• Allocated 2 lakh Cr
• 5kg of free food grains
• Extended for 5 years (till 2028)
• Shri Narayan Rane launches three sub-schemes under the RAMP (Ramping and Accelerating MSME Productivity) program:
• MSME Green Investment and Financing for Transformation Scheme (MSE GIFT Scheme)
• MSE Scheme for Promotion and Investment in Circular Economy (MSE SPICE Scheme) 
• MSE Scheme on Online Dispute Resolution for Delayed Payments
• Scheme for Residential Education for Students in High Schools in Targeted Areas (SHRESHTA)
• Ministry of Social Justice & Empowerment
• Aims to fill the educational service gap in Scheduled Castes (SCs) dominant areas
• Project Udhbav - To promote Indianization
• Initiative of Indian Army and USI (United Service Institute of India)
• Launched by Rajnath Singh
• Svamitva Scheme (Survey of Villages Abadi and Mapping with Improvised Technology in Village Area)
• Property survey program launched by PM Modi on April 24, 2020
• Won the National Award for E-Governance 2023
• Ministry - Ministry of Panchayati Raj
• Pradhan Mantri Ujjwala Yojana (PMUY) 
• Launched by Prime Minister of India Narendra Modi on 1 May 2016 to distribute 50 million LPG connections to women of BPL families
• Ministry of Petroleum & Natural Gas
• A budgetary allocation of ₹80 billion was made for the scheme
• Unnat Jyoti by Affordable LEDs for All (UJALA)
• To distribute efficient LED lighting, launched by PM Narendra Modi on 5 Jan 2015
• The project is spearheaded by the Energy Efficiency Services Limited
• In May 2017, the Government of India announced that they were expanding the LED distribution project to the UK
• Union Minister for Social Justice & Empowerment Dr. Virendra Kumar launched "SMILE-75 Initiative" (Support for Marginalized Individuals for Livelihood and Enterprise)
• PM-MITRA 2021
• Mega Integrated Textile Region and Apparel scheme
• The project is aimed for promoting Sustainable Development Goal 9 by United Nations
• Ministry of Textiles 
• To set up 7 PM MITRA Parks with a total outlay of Rs. 4,445 crore
• The Centre has selected sites in Tamil Nadu, Telangana, Karnataka, Gujarat, Maharashtra, Madhya Pradesh and Uttar Pradesh to set up mega new textile parks
• Vibrant Villages Programme (VVP)
• Financial outlay of ₹4800 crore 
• For comprehensive development of the select villages in 46 blocks in 19 districts abutting northern border in the States of Arunachal Pradesh, Himachal Pradesh, Sikkim, Uttarakhand and Ladakh (USHAL)
• Pradhan Mantri Awas Yojana (PMAY) 
• Launched in 2015
• It is a credit-linked subsidy scheme by the Government of India to facilitate access to affordable housing for the low and moderate-income residents of the country
• It has two components: 
• Pradhan Mantri Awas Yojana (Urban) (PMAY-U) - Ministry of Housing and Urban Affairs 
• Pradhan Mantri Awas Yojana (Gramin) - Ministry of Rural Development
• SMART program for Ayurveda
• Scope for Mainstreaming Ayurveda Research in Teaching Professionals
• Ministry of Ayush
• National Mission on Advanced and High-Impact Research (MAHIR) 
• Jointly announced by Ministry of Power & Ministry of New and Renewable Energy 
• This mission aims to identify and develop emerging technologies in the power sector within and outside of India
• UDAN 5.0 (Ude Desh Ka Aam Nagrik)
• Government has launched the 5th round of the Regional Connectivity Scheme – UDAN (UDAN 5.0)
• Launched by the Ministry of Civil Aviation for regional airport development and regional connectivity enhancement
• Launched - 21 Oct 2016
• It is a part of the National Civil Aviation Policy 2016
• The scheme is applicable for a period of 10 years
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
• It is a Government-backed Life insurance scheme in India
• It was originally mentioned in the year 2015 Budget speech by the then-Finance Minister, late Arun Jaitley 
• It was formally launched by Narendra Modi on 9 May 2015 in Kolkata
• It is available to people between 18 and 50 years of age with bank accounts
• It has an annual premium of ₹436 
• GST is exempted on Pradhan Mantri Jeevan Jyoti Bima Yojana
• Pradhan Mantri Suraksha Bima Yojana (PMSBY)
• It is a government-backed accident insurance scheme in India
• It was originally mentioned in the 2015 Budget speech by Finance Minister Late Arun Jaitley 
• It was formally launched by Narendra Modi on 8 May 2015 in Kolkata
• It is available to people (Indian Resident or NRI) between 18 and 70 years of age with bank accounts
• It has an annual premium of ₹20 
• GST is exempted on Pradhan Mantri Suraksha Bima Yojana
• Atal Pension Yojana (APY)
• It is a government-backed pension scheme in India
• Ministry of Finance
• It was launched by Narendra Modi on 9 May 2015 in Kolkata
• Its main objective is to help towards economic security of those people who become depressed after their working age and take retirement from professional life
• All subscribing workers in the age group 18-40 are eligible for pension of up to ₹5,000 per month on attainment of 60 years of age
• Pradhan Mantri Fasal Bima Yojana (PMFBY) 
• Launched on 18 February 2016 by Narendra Modi is an insurance service for farmers for their yields
• Aims to provide a comprehensive insurance cover against failure of the crop thus helping in stabilizing the income of the farmers
• The scheme is being administered by Ministry of Agriculture and Farmers Welfare
• Amrit Bharat Station Scheme is an ongoing Indian Railways mission launched in February 2023 by the Ministry of Railways to redevelop 1275 stations nationwide
• Make in India - 2014
• Ministry of Commerce and Industry
• The National Action for Mechanized Sanitation Ecosystem or the NAMASTE Scheme is a testament to the Government’s human-centric approach where no sanitation workers have to manually engage in the hazardous task of sewer and septic tank cleaning operations
• Jointly initiated by the Ministry of Social Justice and Empowerment and the Ministry of Housing and Urban Affairs, the NAMASTE scheme will be implemented by the National Safai Karamcharis Finance and Development Corporation (NSKFDC) for a period of three years from FY 2023-24 to FY 2025-26, with a budget allocation of 349.73 crores
• PM Gati Shakti National Master Plan (PMGS-NMP)
• Launched on 13th October 2021 for providing multimodal connectivity infrastructure to various economic zones
• Cabinet Committee on Economic Affairs (CCEA) accorded approval for the implementation of PM Gati Shakti National Master Plan on 21st October 2021
• PM Gati Shakti is a transformative approach for economic growth and sustainable development. The approach is driven by 7 engines, namely:
• Railways
• Roads
• Ports
• Waterways
• Airports
• Mass Transport
• Logistics Infrastructure
• Swachh Bharat Mission (SBM)/Swachh Bharat Abhiyan/Clean India Mission 
• Launched: Raj Ghat, 2 October 2014 
• Aims to eliminate open defecation and improve solid waste management and to create Open Defecation Free (ODF) villages
• The program also aims to increase awareness of menstrual health management
• Aims to achieve SDG 6 (6.2)
• The mission was split into two: rural and urban
• In rural areas "SBM - Gramin" was financed and monitored through the Ministry of Drinking Water and Sanitation (now merged with Ministry of Jal Shakti) 
• "SBM - urban" was overseen by the Ministry of Housing and Urban Affairs
• Pradhan Mantri MUDRA Yojana (PMMY) - Micro Units Development and Refinance Agency
• Launched on 8th April 2015 by Prime Minister Shri Narendra Modi with the aim to facilitate easy collateral-free micro credit of up to ₹10 lakh to non-corporate, non-farm small and micro entrepreneurs for income generating activities
• The loans under PMMY are provided by Member Lending Institutions (MLIs), i.e., Banks, Non-Banking Financial Companies (NBFCs), Micro Finance Institutions (MFIs) and other financial intermediaries
• Shishu: Allowed loans up to ₹50,000
• Kishor: Allowed loans up to ₹5 lakh 
• Tarun: Allowed loans up to ₹10 lakh 
• Nodal Agency: SIDBI
• Beti Bachao, Beti Padhao - 22 January 2015
• Ministry - A joint initiative of MoWCD, MoHFW and MoE
• Sukanya Samriddhi Account was launched on 22 January 2015 as a part of the Beti Bachao, Beti Padhao campaign
• The scheme currently provides an interest rate of 8.2%
• The scheme encourages parents to build a fund for the future education of their female child
• Scholarships for Higher Education for Young Achievers (SHREYAS) scheme is a program that offers scholarships to students from Scheduled Castes (SCs) and Other Backward Classes (OBCs) and Economically Backward Classes (EBCs)
• Ministry - Ministry of Social Justice and Empowerment (MoSJE)
• The Ministry of Minority Affairs implemented ‘Naya Savera’ scheme (‘Free Coaching and Allied’ scheme) to assist students/candidates belonging to the six notified minority communities namely Sikh, Jain, Muslim, Christian, Buddhist and Parsi
• Atal Beemit Vyakti Kalyan Yojana - 1st July 2018
• Extended till 30th June 2024
• The primary objective of the scheme was to offer support and employment opportunities to individuals who lost their jobs during the unprecedented COVID-19 pandemic, with a specific focus on workers in various industrial sectors
• PM-PRANAM (PM Program for Restoration, Awareness, Nourishment and Amelioration of Mother Earth)
• 1st announced in the 2023-24 Budget by the Union government
• Aims to reduce the use of chemical fertilizers by incentivizing states to adopt alternative fertilizers
• The scheme will be financed by the savings of existing fertilizer subsidies under schemes run by the Department of Fertilizers, Ministry of Chemicals & Fertilizers
• UNNATI scheme 2024 - Uttar Poorva Transformative Industrialization Scheme (NE regions) - For development of industries
• The Department for Promotion of Industry and Internal Trade (DPIIT) will implement the scheme in collaboration with states, overseen by national and state-level committees
• ADITI scheme - Acing Development of Innovative Technology with iDex (750 Cr) - Launched by Rajnath Singh 
• Ministry of Defence 
• A Central Sector scheme named PM-DevINE was announced in the Union Budget 2022-23
• The scheme envisages funding infrastructure, in the spirit of PM Gati Shakti, supporting social development projects based on felt needs of the North-East, generating livelihood opportunities for youth and women and filling the gaps in various sectors
• Digital India Program
• Campaign launched by the Government of India to make its services available to citizens electronically via improved online infrastructure and by increasing Internet connectivity
• Launched on 1 July 2015
• Ministry:
• Ministry of Electronics and Information Technology
• Ministry of Finance
• Motto - Power to Empower
• Total outlay - 14,903 Cr
• Pradhan Mantri Annadata Aay SanraksHan Abhiyan (PM-AASHA)
• Aimed towards ensuring remunerative prices to farmers for their produce
• The three components outlined under the scheme is thus aimed towards enhancing agricultural productivity, reducing cost of cultivation which will enable boosting and securing farmer’s income in the long run
• Price Support Scheme (PSS)
• Price Deficiency Payment Scheme (PDPS)
• Pilot of Private Procurement & Stockist Scheme (PPPS)
• Pradhan Mantri Janjatiya Unnat Gram Abhiyan (PM JUGA): 
• The launch of the PM JUGA Scheme marks a major effort to improve the living standards of tribal families in 63,000 villages
• Atmanirbhar Bharat Abhiyan 
• 13th May 2020 - to make India Self-reliant
• It is focused on 5 components – Economy, Infrastructure, Systems, Vibrant Demography and Demand
• Pradhan Mantri JI-VAN (Jaiv Indhan - Vatavaran Anukool fasal awashesh Nivaran) Yojana” for providing financial support to integrated bio-ethanol projects for setting up Second Generation (2G) ethanol projects
• ASEEM (Atmanirbhar Skilled Employee Employer Mapping) Portal - A Skill Management Information System
• PM Electric Drive Revolution in Innovative Vehicle Enhancement (PM E-DRIVE) Scheme
• Financial outlay of Rs 10,900 crore
• Came into effect from 1st October 2024, and will remain in force until March 31, 2026
• Its primary aim is to accelerate the adoption of electric vehicles (EVs), establish charging infrastructure, and build a robust EV manufacturing ecosystem in the country
• Ministry of Heavy Industries
• The centrally sponsored scheme of PM SHRI (PM Schools for Rising India) was approved by Cabinet on 7 September, 2022
• IT Saksham Yuva Scheme 2024 - Government of Haryana
• The scheme will provide IT skills training to 5000 youths in the first phase to graduate/post-graduate applicants from IT backgrounds
• Telangana has launched Project Swasthya Nagaram, a unique initiative to create TB-free municipalities
• India aims to end TB by 2025
• ‘Nijut Moina’ scheme - Assam - To promote women's education and prevent child marriages
• School on Wheels - Manipur
• Uttarakhand Government Launches Pirul Lao Paise Pao Campaign to contain the raging forest fire in the state
• Pirul - Pine tree leaves
• Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY)
• Launched in 2019 with a view to provide social security to Small and Marginal Farmers in their old age when they have no means of livelihood and minimal or no savings to take care of their expenses.
• The Life Insurance Corporation (LIC) manages the pension fund.
• Each subscriber to the scheme is guaranteed a minimum pension of Rs. 3000 per month upon reaching the age of 60 years

Thumbnail image by Raghunaathan.S1810379, via Wikimedia Commons